Atomic (USA)
A fintech company specialising in payroll connectivity through its robust API platform enabling consumers to securely link their payroll accounts with third-party financial apps for various purposes, including direct deposit management, income verification, and employment verification. The platform simplifies traditionally complex payroll integrations by offering a single API that supports over 450 payroll systems, cover ing 75% of the U.S. workforce.
The technology is leveraged by financial institutions, fintech companies, and digital platforms to provide consumers with better access to their financial data and enhance services like early wage access, st reamlined account funding, and improved credit options. Some key partnerships include Coinbase, Dave, and Propel, which use Atomic’s APIs to innovate and expand financial services. The company aims to empower users by making payroll data a foundation for better financial solutions, especially for underserved populations.